The birth of a baby is a great holiday for every family., a miracle and a gift of fate. However, the impending arrival of the baby makes parents think about many things., who will accompany the family immediately after the birth of the child. for instance, medical supervision of a little baby. Someone follows the path of least resistance, some prefer an individual approach, and someone generally avoids the intervention of doctors in a small life. To defend their point of view, parents bring a lot of arguments and arguments - about those, that I had to face, I will tell you further.
The story of my thoughts began a little more 4 years ago, when my eldest daughter Alice was born. The still not strong maternal psyche was pressed by very weighty arguments as in favor of buying a voluntary health insurance policy, and in favor of using state opportunities.
Policy DMS at that time cost from 20 to 60 thousand rubles and, depending on the price, included various items. In the most budgetary version health insurance provided only scheduled visits to the pediatrician once a month at a prestigious medical center. Some insurance companies and clinics offered specialist visits or tests. Thus, it became clear, that the matter will not be limited to this and will have to look for additional opportunities for vaccination, planned ultrasound and unscheduled doctor's home calls if necessary. But as an alternative, there were also more expensive insurance policies..
In the most advanced version, parents were offered full medical support for a child up to one year old. This included all the essentials and many additional, namely: planned and unscheduled home visits to the pediatrician, vaccination, ultrasound, analyzes, home visits to all specialists, massage, training in gymnastics and swimming, as well as hospitalization on good terms.
It all seemed like a great opportunity to entrust the insurance company with the issue of medical supervision.. And then relatives-doctors joined the discussion with their suggestions and "connections"! We decided to postpone the insurance policy, especially, what to spend money and so where. During the first year of life, we visited doctors we know, and I comprehended the basics of pediatrics. Sometimes I had to go to the state clinic.
Life was pretty measured. Although periodically there was genuine envy of girlfriends with voluntary medical insurance, to which the commission of doctors ran about any cut finger and incomprehensible cry, they didn't have to go anywhere and think about anything, one call - and the issue is resolved. In the same time, as your life experience appears, it became clear to me, that not every pediatrician would be easy for me to trust.
Thus, at the end of the year, a legal conclusion was made that it was inexpedient in our case to purchase a VHI policy, and in the second year of life, we completely plunged into polyclinic service. It turned out, that the state system in our country provides a lot of opportunities. Free specialists in different diagnostic centers, massages, speech therapists, psychologists, physiotherapy and other "delights". By the way, we did not use any of the above in the polyclinic.
We had a wonderful pediatrician with many hours of queues under the office, and we could not get to any specialist due to my lack of skill. After all, it was necessary to sign up for 2 weeks ahead, moreover, have time to do this within half an hour once a week. Well, we periodically visited our wonderful pediatrician, were tested in paid laboratories at any convenient time and in wonderful friendly conditions, and, if necessary, went to various specialists, which I searched for in various sources.
This is how we lived the following 3 of the year. On 4 year of Alice's life, our pediatrician left the clinic, like many others. With the same large volume of opportunities for free medicine, standing in line for two hours did not bring pleasure to me, nor Alice. Due to the huge congestion, an individual approach was also completely ruled out. But we also needed medical help, thank God, not very often, so to this day we do not suffer without the presence of a VHI policy and without visiting the clinic, periodically visiting specialized specialists.
All our measured life was disturbed by the imminent appearance of Alisina's sister and the approaching need to visit the pediatrician again and receive consultations from specialists. Old conversations revived again, only new facts and arguments are already at the core. VHI policy for 4 year has grown significantly in price, now you have to pay for the full package 90 thousand and more. This is not the first time insurance companies and medical centers have been examined, offering medical support. Once again, after weighing all the indisputable benefits, offered by private medicine, as well as the price tag for these benefits, it was decided to see "their" private pediatrician, take tests in paid laboratories and go to the specialists we have already conducted. May we pay a lot of money for this too, but every step will be controlled by us, and not by someone else.
Summarizing, can say, that purchasing an insurance policy for most parents is a kind of indulgence. It can be compared with the well-known slogan "buy a policy and sleep well". Most parents are satisfied with, that they do not have to spend extra time looking for doctors and standing in lines. Children, insured with VHI policy, are not afraid to donate blood and give vaccinations. The doctor is always glad to them, and short-term waiting is accompanied by entertainment in the form of game rooms, coloring pages and markers.
Parents, who are satisfied with everything in the polyclinic system, also enough. They use the opportunity to justify their tax deductions and save large sums of money. Each parent decides for himself, how important it is for him to see a trusted doctor, or he wants to see a specialist, which has already been chosen "for him", how important are the living conditions and the friendly attitude of the staff. Does the individual approach matter, or is he ready to treat the child according to the "system".
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